Home – Building Insurances
ELYSE AVENUE through its partnership with HABITANCE, offers you, plus a comprehensive home insurance (theft, fire, water damage), support services at home and the people (you and your loved ones).
You can also opt for a compensation of your property value to nine and secure your valuables.
You get a liability guarantee, covers you if you cause injury to others.
Our consultants will provide the best solutions to protect your property and so you feel confident whatever happens.
Borrowers Insurances
Buy real estate, wholesale work ... Some projects can engage in more or less long term.
To guard against the blows and not disrupt your budget, our insurance Borrowers, protects you financially and preserve your loved ones.
An Effective Protection
In case of death and disability benefits (total and irreversible loss of autonomy), your credit is reimbursed according to the insured.
In case of total incapacity to work, your monthly payments are supported by 100% from the 91st day of sick leave (1).
The exclusions are reduced. For example, back ailments and sports are taken into account.
A Protection for ALL
The contract is open to any borrower over 18 years and less than 80 years.
Senior citizens can ensure death up to 85 years.
Membership is simple and medical examinations, when they are needed, are completely covered by the insurer.
Access CREDIT despite HEALTH problems
To join the insurance, your health is taken into account. The concept of medical confidentiality is of course respected.
In compliance with the recommendations of the Convention AERAS (s'Assurer and Borrow with a risk Aggravé Health) ,
- The borrower must be able to read and complete including only the medical questionnaire;
- To maintain medical confidentiality, the insured may submit medical information requested under confidential envelope to the attention of the Medical Council of insurer.
Fares respect your budget
In all circumstances, we offer the necessary guarantees while respecting your budget.
INSURANCE Rentalsmen GUARANTEED
Investing in stone, is the perspective to realize capital gains and receive a tax attractive. A key to this investment lies in the part related to the regular rent payments.
Are you free?
Even if you carefully select your tenant, the payment of rents may be adversely affected by the degradation of its professional or family situation (unemployment, divorce, illness,…).
Or an unpaid, or even a tenant who terminates the lease, and your family budget is challenged!
The risk of unpaid east to take very seriously. The National Agency for Information on Housing (ANIL) noted an increase in litigation payments of rents which "can be explained by the increasing insecurity of income in a context of rising rents."
In this context, you have every interest to assure you:
• safeguard your property,
• receive your rental income,
• face the charges that you fall (credit, housing maintenance…),
• you free of any concern to management in case of default by your tenant.
While retaining the freedom to ensure yourself the management of your property or give it to managers of your choice, we offer to accompany you in your project with the following guarantees:
| Guarantees |
Equipment and guarantees limits |
1. UNPAID RENTS |
A competition of a maximum capital of € 61 000
for an unlimited period.
maximum monthly Payment. € 2 300
|
2. DETERIORATIONS |
A competition of a capital maximum of € 7 700 |
3. DEFENSE, REMEDIES AND LEGAL PROTECTION |
Procedural costs incurred in connection with the collection of rents, an unlimited amount.
A competition of a capital maximum of € 4 000,
for disputes between landlord and tenant, related to lease but not related to unpaid rent, whose interests involved exceed € 400. |
4. VACANCY TENANT (optional) |
Up to 3 months rent charges Tapering off after a waiting period of 1 month or 3 months. |
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